What to expect at a Bankruptcy Hearing

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At Sadek Bankruptcy Law Offices, we realize that every situation is different. Our debt relief lawyers will take the time to learn about your situation and your goals. Our objective is to explain your legal options and offer the best debt relief strategy for you in the most compassionate and friendly manner possible. Call 24/7 to schedule your meeting with a lawyer.


Our office understands the financial stress our clients endure. Therefore, in addition to reasonable legal fees, we offer a payment plan to all of our valued clients to make quality legal services most affordable.


In addition to our primary law office in Center City, Philadelphia, we also have law offices throughout the Greater Philadelphia, Pennsylvania Area and in New Jersey. Our branch offices have contributed to making us the #1 Bankruptcy Filer and debt relief firm in the Greater Philadelphia area. Our goal is to have a convenient location within 20 minutes of where our clients work or reside.

What to expect at a Bankruptcy Hearing

Whether filing a Chapter 7 Bankruptcy or a Chapter 13 Bankruptcy, the Petitioner(s) must attend a 341 Meeting of Creditors. Although named the Meeting of Creditors by Statute, it is extremely rare for a creditor to appear at the 341 Meeting. In the event a Creditor does appear, it is usually because they have additional questions regarding the Petitioners income, expenses, assets or liabilities listed on the bankruptcy filing or are seeking to raise an issue on dischargeability of debts. The 341 Meeting is held by a Trustee appointed to oversee a Bankruptcy case and routinely asks the following questions. The below list of question to expect at a 341 Meeting is only a sample and may vary on a case by case basis.

  • State your name
  • State your address
  • Identify your signature
  • Do you rent or own your home?
  • Are you married?
  • Are you employed?
  • Have you file for Bankruptcy before?
  • Do you have any credit cards in your possession?
  • Did you review the Petition before signing?
  • Is all real estate owned listed?
  • Is all your personal property listed?
  • Do you have any domestic support obligations?
  • Are all of your creditors listed in the schedules?
  • Why did you file for bankruptcy?
  • Are you expected any inheritances?
  • Do you have any pending lawsuits?

Although the answers to the aforementioned questions are listed in the bankruptcy petition, the Trustee is looking to make certain that the Petition is truthful, accurate and reflects the testimony at the 341 Meeting. Any changes in circumstances during the pendency must be brought to counsel’s attention to maintain accuracy of the bankruptcy petition. Sadek Bankruptcy Law Offices provides a free initial consultation to best determine if bankruptcy, whether Chapter 7 Bankruptcy or Chapter 13 Bankruptcy will best help your situation. If bankruptcy is not right for you we will provide other services that may be of assistance to you.

To speak with one of our lawyers regarding your financial situation and to determine if Bankruptcy Law is right for you, please contact one of our conveniently located law offices listed below.

CENTER CITY PHILADELPHIA: , 1500 John F Kennedy Blvd, Suite 220, Philadelphia, PA 19102
NORTHEAST PHILADELPHIA: 2375 Woodward Street, #105 Phila., PA 19115 215-545-0008
DELAWARE COUNTY OFFICE: 1515 Wallingford Road, #218, Springfield, PA 19064 610-432-3111

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