Who files for bankruptcy?

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At Sadek Bankruptcy Law Offices, we realize that every situation is different. Our debt relief lawyers will take the time to learn about your situation and your goals. Our objective is to explain your legal options and offer the best debt relief strategy for you in the most compassionate and friendly manner possible. Call 24/7 to schedule your meeting with a lawyer.


Our office understands the financial stress our clients endure. Therefore, in addition to reasonable legal fees, we offer a payment plan to all of our valued clients to make quality legal services most affordable.


In addition to our primary law office in Center City, Philadelphia, we also have law offices throughout the Greater Philadelphia, Pennsylvania Area and in New Jersey. Our branch offices have contributed to making us the #1 Bankruptcy Filer and debt relief firm in the Greater Philadelphia area. Our goal is to have a convenient location within 20 minutes of where our clients work or reside.

Who files for bankruptcy?

People consider and file for bankruptcy for various financial gains, not because they want or planned to do so.  Almost every phone call or meeting that I have begins with, “I really did not want to do this.”  I understand, speaking with a lawyer and asking for help especially when it comes to finances is not easy.  I always tell my clients, we will talk like people sitting on a park bench with our focus only on the future, not the past.  Most people spend years and a lot of money in minimum monthly payments without making any headway to avoid bankruptcy/debt relief or speaking to a lawyer, only to delay what may be the only or best viable option for your situation.  

When asked, who files for bankruptcy?  My short answer is people who care and have something to protect. 

Plenty of people will accrue debt and due to a variety of circumstances and never put forth the effort to resolve the debt in any fashion.  If the debt fails to be resolved it only grows and devastates finances as time goes on by lowering credit scores, increasing collections, and related lawsuits resulting in judgments, liens, etc.  

People that contact our office regarding bankruptcy and debt relief options have something to protect.  Our clients span all stages of the workforce, and our clients are seeking to protect their incomes from bank levies, homes from foreclosure, apartments from eviction, and credit scores from falling.  Many of our clients have children and are trying to obtain or keep a home for them or save for activities, education, and family vacations.  Savings is most important to get out and stay out of future debt. I can help with these goals. 

For a tailored debt relief strategy for your situation, contact our lawyers throughout the Greater Philadelphia and New Jersey regions for help and to protect your present and future goals. 

See also: Does Timing Matter When Filing for Bankruptcy?

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