Bankruptcy and Foreclosure Defense Lawyers Camden County NJ
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Bankruptcy & Foreclosure Lawyers in Camden County, NJ
The debt relief lawyers at Sadek Bankruptcy Law Offices practice in Bankruptcy, Foreclosure Defense and Debt Consolidation and Debt Negotiation throughout Camden County, New Jersey. Camden County, New Jersey, is part of the “Delaware Valley” and is bordered by Burlington, Atlantic and Gloucester Counties and is just northwest of Philadelphia County on the Pennsylvania side.
Camden County is home to 36 municipalities including Audubon, Berlin, Cherry Hill, Clementon, Collingswood, Gloucester, Haddon Township, Haddonfield, Pennsauken, Voorhees, and of course Camden which serves as the county seat. According to the United States Census, the projected population of Camden County in 2019 is 506,471, down 1.4% from the 2010 census report.
When you hire our bankruptcy law firm to stop a foreclosure or help relieve your overwhelming debt, you hire a team of legal advocates who care, who will keep you informed, and who will fight for you every step of the way. Your phone calls are promptly returned by a New Jersey bankruptcy lawyer or other professional staff. We’re available 24/7 to talk about debt relief strategies for your current situation.
Whether you need help filing bankruptcy or you are trying to stop a foreclosure, we provide new clients with a free consultation with an NJ bankruptcy attorney and have flexible and affordable payment plans for any client who may need assistance.
Call our experienced bankruptcy attorneys in Camden County for exemplary debt relief legal services and get the financial relief you deserve.
Schedule a Consultation Now with a Philadelphia Bankruptcy Attorney
You will be meeting with an experienced and trusted debt relief lawyer via phone, zoom or in-person who is licensed to practice in Pennsylvania and New Jersey. If schedules allow, most people speak with our firm’s founding Partner, Brad J. Sadek.
The consultation is generally 15-30 minutes, however, a complex matter may take more time.
The consultation is free of charge and you are under no obligation to hire our law firm.
Until we are made aware of your individual circumstances it is not possible to give a legal fee or legal strategy. You will be given a specific legal fee tailored to your situation at the consultation. Please note, our retainer (deposit to hire Sadek Bankruptcy Law Offices) can be as low as $200.00.
We offer each client a payment plan to make legal services most affordable.
New Jersey Bankruptcy & Debt Relief Services
Also based on US Census report projections and values, in 2019 the median value of owner-occupied housing units was $197,800, making these homes less valuable compared to the US median value of owner-occupied housing units at $217,500. It is projected that in 2019, 8.2% of people under 65 years of age are living without health insurance in Camden County.
The median household income in Camden County is $70,451 which is $18,000 less than neighboring Burlington County. Over 10.5 of Camden County residents are living below the poverty line.According to the Courier Post, the Camden County the unemployment rate in Camden County is 7.2%, higher than that of the state of New Jersey with 7.0%.
Based on these values, Camden County, while attractive to many businesses and local to the Philadelphia metro area, some residents are financially stretched or even falling behind. Recognizing a need for help to regain financial stability is halfway there.
The other pieces involve finding the proper, informed and experienced help and working together to set the best strategy in motion to unload the burden of creditors, loans, over-due bills, car payments, tuitions, mortgage payments and possibly foreclosures, repossessions, and other complications in need of representation and debit relieve options.
With local offices in Mount Laurel, NJ and Philadelphia, PA; The Law Offices of Sadek Bankruptcy Law Offices are a debt relief law firm practicing in bankruptcy, foreclosure defense, debt negotiation, business law and several more specific practice areas. With 15 years of proven service to the residents of Camden County, the team at Sadek Bankruptcy Law Offices will attend to even the smallest details to ensure a seamless experience.
Timely responses, personal communication, and transparency are a hallmark of our service. Our goal is to make an impact on quality of life and financial future of the community.
Please call 24/7 to schedule a free consultation with a lawyer. We look forward to helping you.
Chapter 7 BankruptcyChapter 7 Bankruptcy is a legal process offered by the U.S. Federal Bankruptcy Court that provides individuals with a fresh start by eliminating most of their debts. Our service assists clients in filing the necessary paperwork to take advantage of this process. We offer detailed guidance and resources to ensure a smooth and successful bankruptcy application, including:
- Advice on how to best utilize the Chapter 7 Bankruptcy process
- Assistance in gathering all the necessary documentation for submission
- Preparation of all applicable forms and schedules
- Representation during district court proceedings when needed
- Comprehensive post-bankruptcy planning advice and support
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy is a type of consumer bankruptcy filing that allows individuals to reorganize their finances under the protection of the bankruptcy court. Under this program, debtors can develop a repayment plan which consists of making regular payments over 3-5 years to creditors.
The service offered by Chapter 13 Bankruptcy includes:
- Developing and filing a payment plan for debtors with the bankruptcy court.
- Protecting assets from creditors during the repayment process.
- Assisting debtors in negotiating terms, if necessary, with creditors for reduced monthly payments or other financial relief.
- Providing guidance for debtors throughout the entire repayment process until debts are discharged.
- Advising debtors on how to rebuild their credit after filing for bankruptcy.
We offer comprehensive mortgage foreclosure services for property owners who are unable to make their payments. Our knowledgeable staff is equipped with the necessary resources and expertise to properly assess each individual situation.
We will work closely with you to develop a strategy that is tailored to your specific needs and goals. Our services include analyzing your current financial situation, negotiating with lenders, providing legal advice, and handling all paperwork associated with the foreclosure process.
We understand this is an incredibly difficult time for you and we are here to provide guidance and support throughout the entire process.
Debt consolidation is a service we offer to help you manage your finances and reduce the amount of debt you owe.
We work with you to analyze your current financial situation, create a budget plan, and consolidate all of your existing debts into one monthly payment.
Our debt consolidation process includes helping you negotiate lower interest rates with creditors, setting up payments so that you can pay off your debt faster, and providing ongoing guidance and support every step of the way.
With our help, you can achieve a more secure financial future and simplify the process of managing your debt.
Loss Mitigation Strategies to Stop Foreclosure
We provide specialized advice and assistance to homeowners who are at risk of foreclosure. Our team of experienced bankruptcy attorneys will work with homeowners to identify possible solutions that can help them stay in their homes.
We provide an individualized analysis of the current situation, review all factors involved, and develop a customized plan of action to pursue the best outcome.
Through our evaluation, we can determine if loan modification or forbearance might be options for the homeowner. We’ll also review other alternatives such as deed-in-lieu arrangements and short sales.
Our goal is to provide homeowners with the guidance and resources they need to make informed decisions about their mortgage, avoid foreclosure, and get back on track financially.
Sadek Bankruptcy Law Offices offers free initial consultations with a New Jersey bankruptcy lawyer over the phone, via Zoom, or in person at our Cherry Hill law firm located at One Mall Drive, Suite 415, Cherry Hill, New Jersey 08002.
Our Cherry Hill Township, NJ office is conveniently located 7 miles or 15 minutes away from Washington Township.
Our law office prides itself on providing a free consultation where your situation is carefully reviewed and your legal options are explained in detail.
Our office also provides a payment plan for all of our clients and we field your client calls to provide an immediate end to any creditor harassment as well.
Experienced Bankruptcy Lawyers for Chapter 7 and Chapter 13
When you visit our Cherry Hill office to discuss your debt relief options with an experienced attorney, we can assess your financial situation and future goals in order to make a determination about what sort of legal strategy is ideally suited to your needs and objectives.
Our bankruptcy lawyers in Washington Township have worked on thousands of diverse bankruptcy cases, and are able to assist single filers and married couples filing jointly with matters related to:
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- General Litigation
Our Cherry Hill branch office’s bankruptcy representation extends to residents throughout Camden County, including but not limited to Chapter 13 and Chapter 7 bankruptcy services, debt relief, mortgage foreclosure, loss mitigation, and more.
If you are facing overwhelming debt and would like to speak with a local professional, call the trusted firm of Sadek Bankruptcy Law Offices at (856) 890-9003 to schedule your free phone consultation with a lawyer. We look forward to helping you!