Bankruptcy & Foreclosure Lawyers Vineland, NJ

Top Bankruptcy Attorneys and Home Foreclosure Defense Attorneys.

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At Sadek Bankruptcy Law Offices, we realize that every situation is different. Our debt relief lawyers will take the time to learn about your situation and your goals. Our objective is to explain your legal options and offer the best debt relief strategy for you in the most compassionate and friendly manner possible. Call 24/7 to schedule your meeting with a lawyer.


Our office understands the financial stress our clients endure. Therefore, in addition to reasonable legal fees, we offer a payment plan to all of our valued clients to make quality legal services most affordable.


In addition to our primary law office in Center City, Philadelphia, we also have law offices throughout the Greater Philadelphia, Pennsylvania Area and in New Jersey. Our branch offices have contributed to making us the #1 Bankruptcy Filer and debt relief firm in the Greater Philadelphia area. Our goal is to have a convenient location within 20 minutes of where our clients work or reside.

Bankruptcy and Foreclosure Lawyers in Vineland, NJ

Vineland, NJ, zip code 08362, is located in Cumberland County. According to the 2010 United States Census, the city has more than 60,000 residents and has increased by nearly 8% between 2000 and 2010 and had increased significantly between the 1990 and 2000 census. 

As a result of this influx of residents, the US Census Bureau estimates that Vineland is the 636th most populous city in the country.

  • 6712 Washington Avenue
    Suite 209B
    Egg Harbor, NJ 08234

When you hire our bankruptcy law firm to stop a foreclosure or help relieve your overwhelming debt, you hire a team of legal advocates who care, who will keep you informed, and who will fight for you every step of the way. 

Your phone calls are promptly returned by a New Jersey bankruptcy lawyer or other professional staff. We’re available 24/7 to talk about debt relief strategies for your current situation.

Whether you need help filing bankruptcy or you are trying to stop a foreclosure, we provide new clients with a free consultation with an NJ bankruptcy attorney and have flexible and affordable payment plans for any client who may need assistance. 

Call our experienced bankruptcy attorneys in Vineland for exemplary debt relief legal services and get the financial relief you deserve.

Schedule a Consultation Now with a Philadelphia Bankruptcy Attorney

You will be meeting with an experienced and trusted debt relief lawyer via phone, zoom or in-person who is licensed to practice in Pennsylvania and New Jersey. If schedules allow, most people speak with our firm’s founding Partner, Brad J. Sadek.

The consultation is generally 15-30 minutes, however, a complex matter may take more time.

The consultation is free of charge and you are under no obligation to hire our law firm.

Until we are made aware of your individual circumstances it is not possible to give a legal fee or legal strategy. You will be given a specific legal fee tailored to your situation at the consultation. Please note, our retainer (deposit to hire Sadek Bankruptcy Law Offices) can be as low as $200.00.

We offer each client a payment plan to make legal services most affordable.

Vineland Bankruptcy Service

Vineland is located in Southern New Jersey, southwest of Philadelphia and surrounded by Hammonton, Millville, Pittsgrove and Bridgeton. According to the United States Census Bureau, Vineland is geographically the largest City in the state of New Jersey. 

At nearly 70 square miles, the city is home to more than 21,000 owner occupied households with a median value of $167,300. According to Zillow this is a lower home value than the national average of $293,349.

The median household income in Vineland, NJ between 2015-2019 was $54,476 versus the national household income in 2019 at $68,703 per the US Census. Nearly 14% of the population of Vineland, NJ is below the poverty line.

As a result, the residents of Vineland, NJ are faced with financial challenges which require consulting with an expert about many factors, but most often bankruptcy, foreclosure, and other debit including credit card, student loan and healthcare.

Finding the right information regarding any legal issue can be overwhelming. Knowing what information or advise to follow is difficult when starting the process of making changes that will lead to financial security, but once in place, these legal issues become much more manageable. 

For the past 15 years, Sadek Bankruptcy Law Offices has been assisting residents of Vineland with debt relief, bankruptcy, foreclosure, and business law matters.

Chapter 7 Bankruptcy

Chapter 7 Bankruptcy is a legal process offered by the U.S. Federal Bankruptcy Court that provides individuals with a fresh start by eliminating most of their debts. 

Our service assists clients in filing the necessary paperwork to take advantage of this process. We offer detailed guidance and resources to ensure a smooth and successful bankruptcy application, including:

  • Advice on how to best utilize the Chapter 7 Bankruptcy process
  • Assistance in gathering all the necessary documentation for submission
  • Preparation of all applicable forms and schedules
  • Representation during district court proceedings when needed
  • Comprehensive post-bankruptcy planning advice and support

Our New Jersey bankruptcy attorneys understand that filing for bankruptcy can be an overwhelming process, so we provide our clients with compassionate support and personalized attention throughout their journey. 

With our help, clients can confidently navigate the complexities of bankruptcy law to achieve financial freedom and regain control of their lives.

philadelphia chapter 7 bankruptcy attorney

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy is a type of consumer bankruptcy filing that allows individuals to reorganize their finances under the protection of the bankruptcy court. 

Under this program, debtors can develop a repayment plan which consists of making regular payments over 3-5 years to creditors.

The service offered by Chapter 13 Bankruptcy includes:

  • Developing and filing a payment plan for debtors with the bankruptcy court.
  • Protecting assets from creditors during the repayment process.
  • Assisting debtors in negotiating terms, if necessary, with creditors for reduced monthly payments or other financial relief.
  • Providing guidance for debtors throughout the entire repayment process until debts are discharged.
  • Advising debtors on how to rebuild their credit after filing for bankruptcy.

Mortgage Foreclosure

We offer comprehensive mortgage foreclosure services for property owners who are unable to make their payments.

Our knowledgeable staff is equipped with the necessary resources and expertise to properly assess each individual situation.

We will work closely with you to develop a strategy that is tailored to your specific needs and goals. Our services include analyzing your current financial situation, negotiating with lenders, providing legal advice, and handling all paperwork associated with the foreclosure process.

We understand this is an incredibly difficult time for you and we are here to provide guidance and support throughout the entire process.

Debt Consolidation

Debt consolidation is a service we offer to help you manage your finances and reduce the amount of debt you owe.

We work with you to analyze your current financial situation, create a budget plan, and consolidate all of your existing debts into one monthly payment.

Our debt consolidation process includes helping you negotiate lower interest rates with creditors, setting up payments so that you can pay off your debt faster, and providing ongoing guidance and support every step of the way.

With our help, you can achieve a more secure financial future and simplify the process of managing your debt.

Loss Mitigation Strategies to Stop Foreclosure

We provide specialized advice and assistance to homeowners who are at risk of foreclosure.

Our team of experienced bankruptcy attorneys will work with homeowners to identify possible solutions that can help them stay in their homes.

We provide an individualized analysis of the current situation, review all factors involved, and develop a customized plan of action to pursue the best outcome.

Through our evaluation, we can determine if loan modification or forbearance might be options for the homeowner.

We’ll also review other alternatives such as deed-in-lieu arrangements and short sales.

Our goal is to provide homeowners with the guidance and resources they need to make informed decisions about their mortgage, avoid foreclosure, and get back on track financially.

Sadek Bankruptcy Law Offices offers free initial consultations with a New Jersey bankruptcy lawyer over the phone, via Zoom, or in person at our Egg Harbor office is located at 6712 Washington Avenue, Suite 209B, Egg Harbor, NJ 08234.

The office is conveniently located 30 miles or less than 45 minutes away from Vineland. Our law office prides itself on providing a free consultation where your situation is carefully reviewed and your legal options are explained in detail.

Our office also provides a payment plan for all of our clients and we field your client calls to provide an immediate end to any creditor harassment as well.

Experienced Bankruptcy Lawyers for Chapter 7 and Chapter 13

When you visit our Egg Harbor office to discuss your debt relief options with an experienced attorney, we can assess your financial situation and future goals in order to make a determination about what sort of legal strategy is ideally suited to your needs and objectives. 

Our bankruptcy lawyers have worked on thousands of diverse bankruptcy cases, and are able to assist single filers and married couples filing jointly with matters related to:

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • General Litigation

Our Egg Harbor office bankruptcy representation extends to residents throughout Atlantic and Cumberland Counties, including but not limited to Chapter 13 and Chapter 7 bankruptcy services, debt relief, mortgage foreclosure, loss mitigation, and more.

Our team approaches every client with the goal of understanding and evaluation of each specific situation, proper planning, and selecting the best legal course of action. 

Maintaining personal communication and transparency on even the smallest details are a hallmark of our service. If you are facing overwhelming debt and would like to speak with a local professional, call the trusted firm of Sadek Bankruptcy Law Offices at (856) 890-9003 to schedule your free phone consultation with a lawyer. We look forward to helping you!