Bankruptcy and Foreclosure Lawyers in Winslow Township, NJ

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At Sadek Bankruptcy Law Offices, we realize that every situation is different. Our debt relief lawyers will take the time to learn about your situation and your goals. Our objective is to explain your legal options and offer the best debt relief strategy for you in the most compassionate and friendly manner possible. Call 24/7 to schedule your meeting with a lawyer.


Our office understands the financial stress our clients endure. Therefore, in addition to reasonable legal fees, we offer a payment plan to all of our valued clients to make quality legal services most affordable.


In addition to our primary law office in Center City, Philadelphia, we also have law offices throughout the Greater Philadelphia, Pennsylvania Area and in New Jersey. Our branch offices have contributed to making us the #1 Bankruptcy Filer and debt relief firm in the Greater Philadelphia area. Our goal is to have a convenient location within 20 minutes of where our clients work or reside.

Bankruptcy and Foreclosure Lawyers in Winslow Township, NJ

Our Winslow Township bankruptcy lawyers understand that simply hearing the word “bankruptcy” can create stress for many people; but with quality representation guiding you through the process, it doesn’t have to be that way. Under the right circumstances, bankruptcy can be a tremendously empowering, positive, and useful financial tool.

At Sadek Bankruptcy Law Offices Law Offices, we work to make the bankruptcy process as easy and convenient as possible, down to the accessible, easy-to-find location of our Cherry Hill law firm.

When you hire our bankruptcy law firm to stop a foreclosure or help relieve your overwhelming debt, you hire a team of legal advocates who care, who will keep you informed, and who will fight for you every step of the way. Your phone calls are promptly returned by a New Jersey bankruptcy lawyer or other professional staff.

We’re available 24/7 to talk about debt relief strategies for your current situation.

Whether you need help filing bankruptcy or you are trying to stop a foreclosure, we provide new clients with a free consultation with an NJ bankruptcy attorney and have flexible and affordable payment plans for any client who may need assistance. Call our experienced bankruptcy attorneys in Winslow Township for exemplary debt relief legal services and get the financial relief you deserve.

Schedule a Consultation Now with a Philadelphia Bankruptcy Attorney

You will be meeting with an experienced and trusted debt relief lawyer via phone, zoom or in-person who is licensed to practice in Pennsylvania and New Jersey. If schedules allow, most people speak with our firm’s founding Partner, Brad J. Sadek.

The consultation is generally 15-30 minutes, however, a complex matter may take more time.

The consultation is free of charge and you are under no obligation to hire our law firm.

Until we are made aware of your individual circumstances it is not possible to give a legal fee or legal strategy. You will be given a specific legal fee tailored to your situation at the consultation. Please note, our retainer (deposit to hire Sadek Bankruptcy Law Offices) can be as low as $200.00.

We offer each client a payment plan to make legal services most affordable.

Gloucester Bankruptcy & Debt Relief Services

Sadek Bankruptcy Law Offices has decades of experience helping the residents of Gloucester Township with their debt relief needs.

Although adjacent to Gloucester County, Gloucester Township is actually located in Camden County, New Jersey, and surrounded by the towns of Bellmawr, Lindenwold, Clementon, Berlin, Sicklerville, Gloucester, and Deptford. Gloucester Township is New Jersey’s 22nd most populous municipality with a population in excess of 66,000 residents.

In Gloucester Township home ownership is common amongst its residents, moreover, over eighty-one percent (81%) of homes in Gloucester Township are owned subject to a mortgage.  Meaning in times of financial distress those with the financial burdens of a mortgage are sometimes the most financially stretched.

Winslow Township Bankruptcy & Debt Relief Services

Winslow Township is located in Camden County, NJ. At approximately 58 square miles, Winslow Township is Camden County’s largest city. It encompasses six zip codes (08004, 08009, 08037, 08081, 08089, and 08095), and is served by both 856 and 609 area codes. 

Neighboring towns and boroughs include Berlin, Chesilhurst, Pine Hill, Folsom, Hammonton, Gloucester, Waterford, Monroe, and Williamstown.

The bankruptcy attorneys at Sadek Bankruptcy Law Offices have a proven history of serving the residents of Winslow and surrounding towns for nearly twenty years. 

With offices in Mount Laurel, NJ, Cherry Hill Township, NJ, and Philadelphia, PA, we are easily accessible to residents of Winslow via the Atlantic City Expressway or Route 73.

According to the United States Census Bureau, Winslow, NJ has a population of 39,888 people.  At under $35,000, per capita income levels in Winslow fall below that of the County and the State. Moreover, the median household income falls roughly $8,000 below the rest of the country at $89,700 annually

These factors, combined with a high unemployment rate in Winslow of 8.8%, make filing bankruptcy a viable option for many seeking a path back to financial freedom.

Frequent questions by Winslow residents related to bankruptcy pertain to matters involving debt relief law. Although there are many complexities involved with different aspects of implementing debt relief plans, one of the most common concerns voiced by residents of Winslow is in regard to personal credit. 

Does filing bankruptcy ruin my credit forever?  The answer is — absolutely not.

In fact, most people that file for bankruptcy see an improved credit score. The difficult part of achieving a higher credit score post-bankruptcy is the challenge of staying away from new unsecured debt. After a Chapter 7 or Chapter 13 Bankruptcy debt is either eliminated and/or reduced. 

Therefore, potential new lenders will seek out filers of bankruptcy to extend credit in that they are not carrying the burdens of their prior debts.

The attorneys at Sadek Bankruptcy Law Offices regularly discuss bankruptcy, foreclosure defense, and debt consolidation/negotiation in these matters, but there are many options for most financial struggles. 

Only a professional consultation with a careful review of circumstances and debt relief needs can produce the most effective avenue to financial freedom.

Our team approaches every client with the goal of understanding and evaluating each specific situation, proper planning, and selecting the best legal course of action.  

Maintaining personal communication and transparency on even the smallest details is a hallmark of our service.

Chapter 7 Bankruptcy

Chapter 7 Bankruptcy is a legal process offered by the U.S. Federal Bankruptcy Court that provides individuals with a fresh start by eliminating most of their debts. Our service assists clients in filing the necessary paperwork to take advantage of this process. We offer detailed guidance and resources to ensure a smooth and successful bankruptcy application, including:

  • Advice on how to best utilize the Chapter 7 Bankruptcy process
  • Assistance in gathering all the necessary documentation for submission
  • Preparation of all applicable forms and schedules
  • Representation during district court proceedings when needed
  • Comprehensive post-bankruptcy planning advice and support

Our New Jersey bankruptcy attorneys understand that filing for bankruptcy can be an overwhelming process, so we provide our clients with compassionate support and personalized attention throughout their journey. With our help, clients can confidently navigate the complexities of bankruptcy law to achieve financial freedom and regain control of their lives.

philadelphia chapter 7 bankruptcy attorney

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy is a type of consumer bankruptcy filing that allows individuals to reorganize their finances under the protection of the bankruptcy court. Under this program, debtors can develop a repayment plan which consists of making regular payments over 3-5 years to creditors.

The service offered by Chapter 13 Bankruptcy includes:

  • Developing and filing a payment plan for debtors with the bankruptcy court.
  • Protecting assets from creditors during the repayment process.
  • Assisting debtors in negotiating terms, if necessary, with creditors for reduced monthly payments or other financial relief.
  • Providing guidance for debtors throughout the entire repayment process until debts are discharged.
  • Advising debtors on how to rebuild their credit after filing for bankruptcy.

Mortgage Foreclosure

We offer comprehensive mortgage foreclosure services for property owners who are unable to make their payments. Our knowledgeable staff is equipped with the necessary resources and expertise to properly assess each individual situation.

We will work closely with you to develop a strategy that is tailored to your specific needs and goals. Our services include analyzing your current financial situation, negotiating with lenders, providing legal advice, and handling all paperwork associated with the foreclosure process.

We understand this is an incredibly difficult time for you and we are here to provide guidance and support throughout the entire process.

Debt Consolidation

Debt consolidation is a service we offer to help you manage your finances including credit card debt, medical bills, and other unsecured debt, and reduce the amount of debt you owe. We work with you to analyze your current financial situation, create a budget plan, and consolidate all of your existing debts into one monthly payment.

Our debt consolidation process includes helping you negotiate lower interest rates with creditors, setting up payments so that you can pay off your debt faster, and providing ongoing guidance and support every step of the way. With our help, you can achieve a more secure financial future and simplify the process of managing your debt.

Business Bankruptcy

If you are a small business owner struggling with business debt, Chapter 7 bankruptcy may be an option. We understand that filing for bankruptcy is a difficult decision but we are here to help you determine if it is the best option for your business.

Our experienced team will provide guidance every step of the way and ensure that all business bankruptcy law requirements are met in order to complete the process successfully.

Loss Mitigation Strategies to Stop Foreclosure

We provide specialized advice and assistance to homeowners who are at risk of foreclosure. Our team of experienced bankruptcy attorneys will work with homeowners to identify possible solutions that can help them stay in their homes.

We provide an individualized analysis of the current situation, review all factors involved, and develop a customized plan of action to pursue the best outcome. Through our evaluation, we can determine if loan modification or forbearance might be options for the homeowner. We’ll also review other alternatives such as deed-in-lieu arrangements and short sales. Our goal is to provide homeowners with the guidance and resources they need to make informed decisions about their mortgage, avoid foreclosure, and get back on track financially.

Sadek Bankruptcy Law Offices offers free initial consultations with a New Jersey bankruptcy lawyer over the phone, via Zoom, or in person at our Cherry Hill law firm located at One Mall Drive, Suite 415, Cherry Hill, New Jersey 08002. Our Cherry Hill Township, NJ office is conveniently located 7 miles or 15 minutes away from Winslow Township.

Our law office prides itself on providing a free consultation where your situation is carefully reviewed and your legal options are explained in detail. Our office also provides a payment plan for all of our clients and we field your client calls to provide an immediate end to any creditor harassment as well.

Experienced New Jersey Bankruptcy Lawyers

When you visit our Cherry Hill office to discuss your debt relief options with an experienced attorney, we can assess your financial situation and future goals in order to make a determination about what sort of legal strategy is ideally suited to your needs and objectives. Our bankruptcy lawyers in Winslow Township have worked on thousands of diverse bankruptcy cases, and are able to assist single filers and married couples filing jointly with matters related to:

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • General Litigation

Our Cherry Hill branch office’s bankruptcy representation extends to residents throughout Atlantic County, including but not limited to Chapter 13 and Chapter 7 bankruptcy services, debt relief, mortgage foreclosure, loss mitigation, and more.

If you are facing overwhelming debt and would like to speak with a local professional, call the trusted firm of Sadek Bankruptcy Law Offices at (856) 890-9003 to schedule your free phone consultation with a lawyer.  We look forward to helping you!