West Philadelphia Bankruptcy and Foreclosure Lawyer
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EVALUATION
At Sadek Bankruptcy Law Offices, we realize that every situation is different. Our debt relief lawyers will take the time to learn about your situation and your goals. Our objective is to explain your legal options and offer the best debt relief strategy for you in the most compassionate and friendly manner possible. Call 24/7 to schedule your meeting with a lawyer.
AVAILABLE
Our office understands the financial stress our clients endure. Therefore, in addition to reasonable legal fees, we offer a payment plan to all of our valued clients to make quality legal services most affordable.
AND NJ
In addition to our primary law office in Center City, Philadelphia, we also have law offices throughout the Greater Philadelphia, Pennsylvania Area and in New Jersey. Our branch offices have contributed to making us the #1 Bankruptcy Filer and debt relief firm in the Greater Philadelphia area. Our goal is to have a convenient location within 20 minutes of where our clients work or reside.
West Philadelphia Bankruptcy and Foreclosure Lawyer
Sadek Bankruptcy Law Offices has been proudly assisting the residents of West Philadelphia also known as “West Philly” in Bankruptcy, Debt Relief and Foreclosure defense since 2006. Our office is less than a 15-minute drive, with traffic, or a 5-minute train ride away on the West Philadelphia Elevated Line.
West Philadelphia is generally located West of the Schuylkill River to City Avenue to the Northwest and Cobbs Creek to the Southwest. West Philadelphia’s population expanded between 1850 and 1930 due to the advent of horsecars, streetcars and the Schuylkill river bridges that connected West Philadelphia to Center City Philadelphia which was and still is home to Philadelphia’s business district. West Philadelphia is home to some of Philadelphia’s most established neighborhoods including University City, where The University of Pennsylvania, Drexel University and the Children’s Hospital of Philadelphia are located, Belmont Village, Cedar Park, Mantua, Mill Creek, Overbrook, Powelton Village, Spruce Hill, Cobbs Creek and Wynnefield to name a few.
Due to rising housing costs and rather stagnant incomes, 48% of the residents in West Philadelphia live in housing that is deemed to be cost-burdened. https://www.pewtrusts.org/en/research-and-analysis/reports/2020/09/the-state-of-housing-affordability-in-philadelphia. West Philadelphia currently and unfortunately has the highest percentage of cost-burdened households in Philadelphia. A household is defined as cost-burdened if the subject household spends more than 30% of its income on housing. This analysis has been the benchmark of housing affordability guidelines since 1981. The cost burden analysis includes owners of property; with or without a mortgage and renter’s as well and has been.
Due to the staggering numbers of cost-burdened households in West Philadelphia, financial budgeting, foreclosure defense or bankruptcy assistance is often needed. Due to such a large percentage of housing household income being allocated to fixed housing costs, it is reasonably foreseeable that to make ends meet debts such as utilities, credit cards, personal loans and vehicle payments might fall behind. In times of unforeseen expenses and loss of income, rent, mortgage payments and real estate taxes could easily fall delinquent as well.
During such times is when professional assistance is needed to determine the best legal option for a household facing financial distress. Although it is difficult to ask for legal help, it is best to do so at the onset of a financial delinquency to ease future financial burdens through financial planning, debt relief, bankruptcy (Chapter 7 or Chapter 13 Bankruptcy) or foreclosure or eviction defense. The lawyers of Sadek Bankruptcy Law Offices pride themselves on being accessible and understanding when the residents of West Philadelphia are in financial distress. Our legal advice is tailored to the needs of the individual or married couple that is facing a real estate or tax foreclosure, lawsuit, eviction or collections.
Our office is less than a 15-minute drive, with traffic, or a 5-minute train ride away on the West Philadelphia Elevated Line.
Contact Our West Philadelphia Bankruptcy, Debt Relief and Foreclosure Lawyer
Our office regularly practices in Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Mortgage Foreclosure Defense, Credit Defense and Debt Consolidation. We offer a risk free consultation with a Debt Relief Attorney via phone, video chat or in person. To schedule your free consultation, please call 215-545-0008, calls are answered 24/7.