Bankruptcy & Foreclosure Defense Lawyers in Hammonton, NJ
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EVALUATION
At Sadek Bankruptcy Law Offices, we realize that every situation is different. Our debt relief lawyers will take the time to learn about your situation and your goals. Our objective is to explain your legal options and offer the best debt relief strategy for you in the most compassionate and friendly manner possible. Call 24/7 to schedule your meeting with a lawyer.
AVAILABLE
Our office understands the financial stress our clients endure. Therefore, in addition to reasonable legal fees, we offer a payment plan to all of our valued clients to make quality legal services most affordable.
AND NJ
In addition to our primary law office in Center City, Philadelphia, we also have law offices throughout the Greater Philadelphia, Pennsylvania Area and in New Jersey. Our branch offices have contributed to making us the #1 Bankruptcy Filer and debt relief firm in the Greater Philadelphia area. Our goal is to have a convenient location within 20 minutes of where our clients work or reside.
Bankruptcy & Foreclosure Defense Lawyers in Hammonton, NJ
Sadek Bankruptcy Law Offices has over 50 years of experience in helping residents throughout New Jersey with their debt relief needs. Our office specializes in Chapter 7 and Chapter 13 Bankruptcy, Foreclosure Defense, and Debt Consolidation and Negotiation.
With an office in Egg Harbor Township, Sadek Bankruptcy Law Offices provides a much-needed resource to residents of this rapidly growing community.
- 6712 Washington Avenue
Suite 209B
Egg Harbor, NJ 08234
When you hire our bankruptcy law firm to stop a foreclosure or help relieve your overwhelming debt, you hire a team of legal advocates who care, who will keep you informed, and who will fight for you every step of the way.
Your phone calls are promptly returned by one of our New Jersey bankruptcy lawyers or other professional staff. We’re available 24/7 to talk about debt relief strategies for your current situation.
Whether you need help filing bankruptcy or foreclosure defense, we provide new clients with a free consultation with an NJ bankruptcy attorney and have flexible and affordable payment plans for any client who may need assistance. Call our experienced bankruptcy attorneys in Hammonton for exemplary debt relief legal services and get the financial relief you deserve.
Schedule a Consultation Now with a Philadelphia Bankruptcy Attorney
Who will I be meeting with?
You will be meeting with an experienced and trusted debt relief lawyer via phone, zoom or in-person who is licensed to practice in Pennsylvania and New Jersey. If schedules allow, most people speak with our firm’s founding Partner, Brad J. Sadek.
How long is the consultation?
The consultation is generally 15-30 minutes, however, a complex matter may take more time.
How much does the consultation cost?
The consultation is free of charge and you are under no obligation to hire our law firm.
How much do legal services cost?
Until we are made aware of your individual circumstances it is not possible to give a legal fee or legal strategy. You will be given a specific legal fee tailored to your situation at the consultation. Please note, our retainer (deposit to hire Sadek Bankruptcy Law Offices) can be as low as $200.00.
Do you offer a payment plan?
We offer each client a payment plan to make legal services most affordable.
Debt Relief Services in Hammonton
Hammonton, NJ is located in Atlantic County, New Jersey, and is widely known as the “Blueberry Capital of the World.” The New Jersey Bankruptcy lawyers at Sadek Bankruptcy Law Offices have decades of experience proudly serving the legal needs of the residents of Hammonton.
Hammonton is located in between our Burlington County law office in Mount Laurel, NJ, and our Atlantic County law office in Egg Harbor Township, NJ, making bankruptcy expertise well within geographic reach! Hammonton, zip code 08037, is bordered by Shamong and Washington Township in Burlington County, Waterford and Winslow in Camden County, and Hamilton and Mulica in Atlantic County.
With good schools and a safe family-friendly community filled with retail, restaurants, and nightlife Hammonton is considered a great place to live. According to Word Population Review, Hammonton reached a total population of 14,942 in 2023. It is ranked as the 64th largest city in New Jersey and the population is growing at a rate of 0.55% annually.
With the changing economy, strains on monthly budgets can cause escalating credit card debt, personal loan debt, delinquencies on rent or mortgages, and ultimately legal collections actions. We understand that the decision to file bankruptcy is not one to be taken lightly, which is why our team of experienced bankruptcy lawyers is here to provide expert legal advice and answer any questions you may have.
In the past, one question echoed by residents of Hammonton has been, “Do I need a lawyer to file for bankruptcy?” The answer is no. You are not required to retain a bankruptcy attorney to file a bankruptcy or any legal proceeding where you are representing yourself. Bankruptcy is a complex and specialized area of the law and is governed by Federal Laws.
Many people who undertake a bankruptcy filing on their own wind up having their bankruptcy cases dismissed or they do not receive the desired or intended outcome. It is best to consult with a bankruptcy attorney prior to any legal filing or decision so you are most knowledgeable in your decisions on how to proceed.
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy is a legal process offered by the U.S. Federal Bankruptcy Court that provides individuals with a fresh financial start by eliminating most of their debts. Our service assists clients in filing the necessary paperwork to take advantage of this process. We offer detailed guidance and resources to ensure a smooth and successful bankruptcy application, including:
- Advice on how to best utilize the Chapter 7 Bankruptcy process
- Assistance in gathering all the necessary documentation for submission
- Preparation of all applicable forms and schedules
- Representation during district court proceedings when needed
- Comprehensive post-bankruptcy planning advice and support
Our New Jersey bankruptcy lawyers understand that filing for bankruptcy can be an overwhelming process, so we provide our clients with compassionate support and personalized attention throughout their journey. With our help, clients can confidently navigate the complexities of bankruptcy law to achieve financial freedom and regain control of their lives.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy is a type of consumer bankruptcy filing that allows individuals to reorganize their finances under the protection of the bankruptcy court. Under this program, debtors can develop a repayment plan which consists of making regular payments over 3-5 years to creditors.
The service offered by Chapter 13 Bankruptcy includes:
- Developing and filing a payment plan for debtors with the bankruptcy court.
- Protecting assets from creditors during the repayment process.
- Assisting debtors in negotiating terms, if necessary, with creditors for reduced monthly payments or other financial relief.
- Providing guidance for debtors throughout the entire repayment process until debts are discharged.
- Advising debtors on how to rebuild their credit after filing for bankruptcy.
Mortgage Foreclosure
We offer comprehensive mortgage foreclosure defense services for property owners who are unable to make their payments and facing foreclosure.
Our knowledgeable staff is equipped with the necessary resources and expertise to properly assess each individual situation. We will work closely with you to develop a strategy that is tailored to your specific needs and goals. Our services include analyzing your current financial situation, negotiating with mortgage lenders, providing advice for your related legal issues, and handling all paperwork associated with the foreclosure process.
We understand this is an incredibly difficult time for you and we are here to provide guidance and support throughout the entire process.
Debt Consolidation
Debt consolidation is a service we offer to help you manage your finances and reduce the amount of debt you owe. We work with you to analyze your current financial situation, create a budget plan, and consolidate all of your existing debts into one monthly payment.
Our debt consolidation process includes helping you negotiate lower interest rates with creditors, setting up payments so that you can pay off your debt faster, and providing ongoing guidance and support every step of the way. With our help, you can achieve a more secure financial future and simplify the process of managing your debt.
Loss Mitigation Strategies to Stop Foreclosure
We provide specialized advice and assistance to homeowners who are at risk of foreclosure. Our team of experienced bankruptcy attorneys will work with homeowners to identify possible solutions that can help them stay in their homes.
We provide an individualized analysis of the current situation, review all factors involved, and develop a customized plan of action to pursue the best outcome. Through our evaluation, we can determine if loan modification or forbearance might be options for the homeowner. We’ll also review other alternatives such as deed-in-lieu arrangements and short sales.
Our goal is to provide homeowners with the guidance and resources they need to make informed decisions about their mortgage, avoid foreclosure, and get back on track financially.
Sadek Bankruptcy Law Offices offers free initial consultations with a New Jersey bankruptcy lawyer over the phone, via Zoom, or in person at our Egg Harbor office located at 6712 Washington Avenue, Suite 209B, Egg Harbor, NJ 08234. The office is conveniently located 22 miles or 30 minutes away from Hammonton. Our law office prides itself on providing a free consultation where your situation is carefully reviewed and your legal options are explained in detail. Our office also provides a payment plan for all of our clients and we field your client calls to provide an immediate end to any creditor harassment as well.
Experienced Bankruptcy Lawyers for Chapter 7 & Chapter 13
Bankruptcy is a highly specialized area of law and may generate many questions. Experienced counsel with proven representation will quickly bring your plan into focus. For many people, bankruptcy is a tremendously empowering and productive resource.
At Sadek Bankruptcy Law Offices, the bankruptcy process will be easy and effective. We offer new clients a free initial consultation with an NJ bankruptcy attorney and have flexible and affordable payment plans for any client who may need assistance. In-person, Zoom, or teleconference appointments are available.
Whether the matter pertains to mounting debt or an upcoming foreclosure, call our experienced bankruptcy lawyers for timely and effective legal services. We are ready to help secure the financial relief you deserve.
When facing foreclosure or overwhelming unsecured debt, hire a team of highly specialized legal advocates who will chart the most direct course back to financial freedom.
The bankruptcy attorneys at Sadek Bankruptcy Law Offices will be a partner and guide throughout the process, fighting for you every step of the way.
To schedule your free phone, zoom, or in-person consultation, please contact our law firm at 609-205-6200. Calls are answered 24 hours a day, 7 days a week. We look forward to discussing your new debt relief strategy!