Bankruptcy Lawyer in Ocean City, NJ

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At Sadek Bankruptcy Law Offices, we realize that every situation is different. Our debt relief lawyers will take the time to learn about your situation and your goals. Our objective is to explain your legal options and offer the best debt relief strategy for you in the most compassionate and friendly manner possible. Call 24/7 to schedule your meeting with a lawyer.


Our office understands the financial stress our clients endure. Therefore, in addition to reasonable legal fees, we offer a payment plan to all of our valued clients to make quality legal services most affordable.


In addition to our primary law office in Center City, Philadelphia, we also have law offices throughout the Greater Philadelphia, Pennsylvania Area and in New Jersey. Our branch offices have contributed to making us the #1 Bankruptcy Filer and debt relief firm in the Greater Philadelphia area. Our goal is to have a convenient location within 20 minutes of where our clients work or reside.

Bankruptcy Lawyer in Ocean City, NJ

Our Ocean City bankruptcy lawyers understand that simply hearing the word “bankruptcy” can create stress for many people; but with quality representation guiding you through the process, it doesn’t have to be that way. 

Under the right circumstances, bankruptcy can be a tremendously empowering, positive, and useful financial tool.

At Sadek Bankruptcy Law Offices Law Offices, we work to make the bankruptcy process as easy and convenient as possible, down to the accessible, easy-to-find location of our Egg Harbor law firm.

Call us now! (609) 205-6200

When you hire our bankruptcy lawyer to stop a foreclosure or help relieve your overwhelming debt, you hire a team of legal advocates who care, who will keep you informed, and who will fight for you every step of the way. 

Your phone calls are promptly returned by a New Jersey bankruptcy lawyer or other professional staff. We’re available 24/7 to talk about debt relief strategies for your current situation.

Whether you need help filing bankruptcy or you are trying to stop a foreclosure, we provide new clients with a free initial consultation with an NJ bankruptcy attorney and have flexible and affordable payment plans for any client who may need assistance. 

Call our experienced bankruptcy attorneys in Ocean City for exemplary debt relief legal services and get the financial relief you deserve.

Ocean City Bankruptcy & Debt Relief Services

When most people think about Ocean City, they think about the boardwalk, amusement rides, and the beach.  However, due to the escalating cost of living, many full-time residents of Ocean City, New Jersey commonly suffer financial crisis. 

Ocean City is a barrier island located on the Northern tip of Cape May County and is surrounded by Longport, NJ which is just North of Ocean City, NJ on the other side of the Great Egg Harbor Inlet and Strathmere to its South and Somers Point, Beesley’s Point, Marmora, and Palermo sit on the mainland side of the inter-coastal waterway just west of Ocean City, NJ.

Sadek Bankruptcy Law Offices’s Egg Harbor NJ law office serves the debt relief needs of the residents and businesses in Ocean City and surrounding areas. 

Our Egg Harbor, NJ law office is only a fifteen (15) minute drive from Ocean City using the Garden State Parkway.  Our office also conducts phone and Zoom appointments for the convenience of our clients.

Ocean City has approximately 11,700 year-round residents, however, in the peak summer months, the population swells to 150,000 people.  Currently, the median sales price for a home in Ocean City, NJ exceeds one million dollars.  Further, the median income for a full-time family residing in Ocean City, NJ is $87,000.

Such a disparity of housing prices to the median income for full-time families in Ocean City, NJ can easily lead to financial distress. As the housing market of Ocean City, NJ continues to soar, higher rents along with basic necessities continue to put a financial strain on individuals and families alike. 

Strains on monthly budgets can cause escalating credit card debt, personal loan debt, delinquencies on rent or mortgages, and ultimately legal collections actions.

Even if you don’t own a home in Ocean City, NJ, filing for bankruptcy can still provide significant debt relief for residents. Sadek Bankruptcy Law Offices help individuals eliminate unsecured debt such as credit cards, medical bills, and other consumer debts through Chapter 7 or Chapter 13 Bankruptcy proceedings. 

We understand that the decision to file bankruptcy is not one to be taken lightly, which is why our team of experienced bankruptcy attorneys is here to provide expert legal advice and answer any questions you may have.

If you are one of the many small business owners in Ocean City, NJ who is struggling with debt, you have several options to turn to that may include filing for Chapter 7 bankruptcy. 

Our Ocean City, NJ bankruptcy lawyers have years of experience helping small and midsize business owners to properly evaluate their financial situations, as well as to explore options such as debt consolidation and payment restructuring.

No matter the size of your debt or the type of bankruptcy you are seeking, our experienced lawyers can provide you with sound legal advice to help you make the best decisions for your financial future. 

We understand that each case is unique, and finding an effective bankruptcy relief solution can be a complicated process. That’s why our experienced bankruptcy lawyers are here to help you explore all of your options and provide the guidance you need to achieve financial security.

If you are a resident of Ocean City, NJ who is struggling with debt, don’t hesitate to contact Sadek Bankruptcy Law Offices. Our experienced bankruptcy attorneys can help evaluate your situation and discuss all of your options so that you can make the best decision for your financial future. 

With our knowledgeable and compassionate staff, you can rest assured that your case is in good hands.

Sadek Bankruptcy Law Offices has decades of experience helping those who are trapped by debt. Our office, from our nine locations practices in bankruptcy law, debt consolidation, debt settlement, and foreclosure litigation defense. 

Each client’s situation is different and therefore our office recommends a 20-30 minute consultation with one of our lawyers to determine the best legal strategy for you.  Our consultations are non-judgmental and are tailored to help you. 

Most clients speak with our firm’s founding partner, Brad Sadek, who has assisted over 10,000 satisfied clients in obtaining debt relief.

To schedule your consultation, please contact our law firm at 609-205-6200.  Calls are answered 24 hours a day, 7 days a week.  We look forward to helping you!

Chapter 7 Bankruptcy

Chapter 7 Bankruptcy is a legal process offered by the U.S. Federal Bankruptcy Court that provides individuals with a fresh start by eliminating most of their debts. Our service assists clients in filing the necessary paperwork to take advantage of this process. We offer detailed guidance and resources to ensure a smooth and successful bankruptcy application, including:

  • Advice on how to best utilize the Chapter 7 Bankruptcy process
  • Assistance in gathering all the necessary documentation for submission
  • Preparation of all applicable forms and schedules
  • Representation during district court proceedings when needed
  • Comprehensive post-bankruptcy planning advice and support

Our New Jersey bankruptcy attorneys understand that filing for bankruptcy can be an overwhelming process, so we provide our clients with compassionate support and personalized attention throughout their journey. With our help, clients can confidently navigate the complexities of bankruptcy law to achieve financial freedom and regain control of their lives.

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Chapter 13 Bankruptcy

Chapter 13 Bankruptcy is a type of consumer bankruptcy filing that allows individuals to reorganize their finances under the protection of the bankruptcy court. Under this program, debtors can develop a repayment plan which consists of making regular payments over 3-5 years to creditors.

The service offered by Chapter 13 Bankruptcy includes:

  • Developing and filing a payment plan for debtors with the bankruptcy court.
  • Protecting assets from creditors during the repayment process.
  • Assisting debtors in negotiating terms, if necessary, with creditors for reduced monthly payments or other financial relief.
  • Providing guidance for debtors throughout the entire repayment process until debts are discharged.
  • Advising debtors on how to rebuild their credit after filing for bankruptcy.

Mortgage Foreclosure

We offer comprehensive mortgage foreclosure services for property owners who are unable to make their payments. Our knowledgeable staff is equipped with the necessary resources and expertise to properly assess each individual situation. We will work closely with you to develop a strategy that is tailored to your specific needs and goals.

Our services include analyzing your current financial situation, negotiating with lenders, providing legal advice, and handling all paperwork associated with the foreclosure process. We understand this is an incredibly difficult time for you and we are here to provide guidance and support throughout the entire process.

Debt Consolidation

Debt consolidation is a service we offer to help you manage your finances and reduce the amount of debt you owe. We work with you to analyze your current financial situation, create a budget plan, and consolidate all of your existing debts into one monthly payment.

Our debt consolidation process includes helping you negotiate lower interest rates with creditors, setting up payments so that you can pay off your debt faster, and providing ongoing guidance and support every step of the way. With our help, you can achieve a more secure financial future and simplify the process of managing your debt.

Loss Mitigation Strategies to Stop Foreclosure

We provide specialized advice and assistance to homeowners who are at risk of foreclosure. Our team of experienced bankruptcy attorneys will work with homeowners to identify possible solutions that can help them stay in their homes. We provide an individualized analysis of the current situation, review all factors involved, and develop a customized plan of action to pursue the best outcome.

Through our evaluation, we can determine if loan modification or forbearance might be options for the homeowner. We’ll also review other alternatives such as deed-in-lieu arrangements and short sales. Our goal is to provide homeowners with the guidance and resources they need to make informed decisions about their mortgages, avoid foreclosure, and get back on track financially.

Sadek Bankruptcy Law Offices offers free initial consultations with a New Jersey bankruptcy lawyer over the phone, via Zoom, or in person at our Egg Harbor Township law firm located at 6712 Washington Avenue, Suite 209B, Egg Harbor Township, NJ 08234. Our Egg Harbor Township, NJ office is conveniently located 10 miles or 20 minutes away from Ocean City.

Our law office prides itself on providing a free consultation where your situation is carefully reviewed and your legal options are explained in detail. Our office also provides a payment plan for all of our clients and we field your client calls to provide an immediate end to any creditor harassment as well.

We are proud to serve the residents of Ocean City, NJ and if you are looking for debt relief, please call our office at 609-205-6200, we look forward to helping you!

Experienced Bankruptcy Lawyers for Chapter 7 & Chapter 13

When you visit our Egg Harbor office to discuss your debt relief options with an experienced bankruptcy attorney, we can assess your financial situation and future goals in order to make a determination about what sort of legal strategy is ideally suited to your needs and objectives. Our bankruptcy lawyers in Ocean City have worked on thousands of diverse bankruptcy cases, and are able to assist single filers and married couples filing jointly with matters related to:

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • General Litigation

Our Egg Harbor branch office’s bankruptcy representation extends to residents throughout Cape May County, including but not limited to Chapter 13 and Chapter 7 bankruptcy services, debt relief, mortgage foreclosure, loss mitigation, and more.

To schedule a free and confidential consultation with an NJ bankruptcy lawyer regarding your legal matter, please call our Egg Habor law office at (609) 205-6200, any time of day or evening.

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Work with Our Dedicated and Experienced Bankruptcy Lawyers

The bankruptcy lawyers of Sadek Bankruptcy Law Offices are dedicated to providing bankruptcy and non-bankruptcy solutions for people looking to handle their debt problems.

We are proud to help hard-working people in Pennsylvania and New Jersey get out of debt and on the path to a fresh financial start. To schedule a free and confidential consultation, call us at (609) 205-6200 or contact us online.