Bucks County Bankruptcy Lawyer
Top Bankruptcy Attorneys and Home Foreclosure Defense Attorneys.
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EVALUATION
At Sadek Bankruptcy Law Offices, we realize that every situation is different. Our debt relief lawyers will take the time to learn about your situation and your goals. Our objective is to explain your legal options and offer the best debt relief strategy for you in the most compassionate and friendly manner possible. Call 24/7 to schedule your meeting with a lawyer.
AVAILABLE
Our office understands the financial stress our clients endure. Therefore, in addition to reasonable legal fees, we offer a payment plan to all of our valued clients to make quality legal services most affordable.
AND NJ
In addition to our primary law office in Center City, Philadelphia, we also have law offices throughout the Greater Philadelphia, Pennsylvania Area and in New Jersey. Our branch offices have contributed to making us the #1 Bankruptcy Filer and debt relief firm in the Greater Philadelphia area. Our goal is to have a convenient location within 20 minutes of where our clients work or reside.
Bucks County Bankruptcy Lawyer
When you hire our firm to file bankruptcy, stop a foreclosure, or help relieve your debt, you hire a team of legal advocates who care, who will keep you informed, and who will fight for you every step of the way.
Your phone calls are promptly returned by our lawyers and professional staff. We’re available 24/7 to talk about debt relief strategies for your current situation. Whether you are filing for bankruptcy or trying to stop a foreclosure, we provide new clients a free consultation with a licensed attorney, and have flexible and affordable payment plans for any client who may need assistance.
Call our experienced lawyers in Bucks County for exemplary debt relief legal services and get the financial relief you deserve.
Bucks County, PA (Trevose)
5 Hilton Drive Suite 205,
Feasterville-Trevose, PA 19053-6932
United States (US)
Opening Hours
- Monday: Open 24 hours
- Tuesday: Open 24 hours
- Wednesday: Open 24 hours
- Thursday: Open 24 hours
- Friday: Open 24 hours
- Saturday: Open 24 hours
- Sunday: Open 24 hours
Schedule a Consultation Now with a Philadelphia Bankruptcy Attorney
Who will I be meeting with?
You will be meeting with an experienced and trusted debt relief lawyer via phone, zoom or in-person who is licensed to practice in Pennsylvania and New Jersey. If schedules allow, most people speak with our firm’s founding Partner, Brad J. Sadek.
How long is the consultation?
The consultation is generally 15-30 minutes, however, a complex matter may take more time.
How much does the consultation cost?
The consultation is free of charge and you are under no obligation to hire our law firm.
How much do legal services cost?
Until we are made aware of your individual circumstances it is not possible to give a legal fee or legal strategy. You will be given a specific legal fee tailored to your situation at the consultation. Please note, our retainer (deposit to hire Sadek Bankruptcy Law Offices) can be as low as $200.00.
Do you offer a payment plan?
We offer each client a payment plan to make legal services most affordable.
Bankruptcy Law
Bucks County Chapter 13
Chapter 13 bankruptcy is a legal process in Bucks County that allows people to repay their debts over time while having the opportunity to keep valuable assets, like a home.
Call our bankruptcy attorneys to receive a free consultation and review of your financial situation and determine a debt reorganization strategy that’s right for you.
Bucks County Chapter 7
A Chapter 7 Bankruptcy is an immediate discharge or wiping out of unsecured debts. Debts that can be included in a Chapter 7 Bankruptcy are credit card debts, medical bills, personal unsecured loans, timeshares, certain tax debts, and more.
Call our attorneys in Bucks County and receive free consultations and reviews of your financial situation to determine a strategy that’s right for you.
Bucks County Bankruptcy Alternatives
There are alternatives to filing bankruptcy in Bucks County that can lower your debt and stress for certain situations. Services like foreclosure defense, IRS defense, and other debt-relief services can be an effective strategy to get your debt under control.
Call our attorneys in Bucks County and receive free consultations and reviews of your financial situation to determine a strategy that’s right for you.
Our Bankruptcy and Foreclosure Law Firm
Our Bankruptcy and Foreclosure law firm started in downtown Philadelphia in 2006. Our sole lawyer at the time had a vision where potential clients can receive a free initial consultation, honest legal opinions and an affordable payment plan for legal services.
Today, the same principles are the backbone of our law firm and is what continues to set us apart.Though Sadek Law expanded in size and geographical scope over the years; our Center City Philadelphia office continues to operate as the hub of our growing regional law practice.
Our Philadelphia office is centrally positioned within 3 blocks of the Broad Street Subway, the Market-Frankford Line and the Patco High Speed Line. For the convenience of our clients who drive into Philadelphia, there is private parking next to our office suite.
Our bankruptcy attorneys and foreclosure lawyers have over 75 years of combined experience helping clients get a fresh financial start through our legal services. Whether our clients’ issues are credit cards, personal loans, mortgage foreclosure or tax foreclosure; our lawyers have the experience and knowledge to guide our clients towards efficient resolutions.
Our attorneys pride themselves on being accessible, sympathetic and zealous advocates for our clients. We understand that reaching out for help is a big decision, it is our goal to show you that calling Sadek Bankruptcy Law was the right choice!
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Foreclosure Defense
Bucks County Mortgage Modification
Oftentimes a hardship such as unemployment, reduction in income, divorce or separation, or unanticipated expenses lead to a late or unpaid mortgage payments. When such a hardship occurs a mortgage modification may be a viable option, especially if other debts (credit cards, vehicle payments, etc.) are substantially current or non-existent.
Bucks County Pre-Foreclosure Forbearance Planc
Prior to a mortgage foreclosure in Bucks County taking place, the mortgagee may be open to postponing a sale based on the reinstatement amount being repaid over a short period of time.
Bucks County Short Sale
A short sale of property is a tool used in Bucks County to stay an imminent mortgage foreclosure. A short sale is where the mortgagor sells the subject property “short” of the mortgage amount.
Debt Consolidation
Bucks County Debt Settlement
An alternative to declaring bankruptcy, our lawyers in Bucks County can negotiate with a creditor to settle a debt for less than what is owed.
Bucks County Debt Consolidation
Similar to a debt settlement, consolidating your debt involves making a single payment to all your creditors for a reduced amount to what is owed. Our lawyers in Bucks County work with your creditors to negotiate these payments.
Bucks County Student Loan Debt Relief
Our lawyers in Bucks County can assist with curing the student loan defaults through 3 methods: Student Loan Settlement, Student Loan Rehabilitation, and Consolidation and Income Driven Payments (IDR).
IRS Defense
Bucks County Offer in Compromise
An offer in compromise (OIC) is an agreement between a taxpayer in Bucks County and the Internal Revenue Service (IRS) that settles the taxpayer’s tax liabilities for less than the full amount owed.
Bucks County IRS Installment Agreements
For those in Bucks County who cannot resolve their tax debt through an offer in compromise, an installment agreement can allow a taxpayer to devise a reasonable payment plan option.
Hiring a Bankruptcy Lawyer vs. Going Pro Se
When you’re in the middle of financial distress it’s natural to want to tighten your fist. Fears of having to pay a lawyer exorbitant fees might drive you to try to represent yourself in bankruptcy court.
This is a major mistake. Here’s why.
Likelihood of a Successful Case
Did you know when you represent yourself pro se the judge will hold you to the exact same standards as any lawyer? This means you’re expected to know exactly what we’d know as if you’d gone to law school for three years. You’re expected to know as much as someone who has taken and passed the bar.
And really, you’re expected to know as much as someone who has practiced law for several years. Judges get impatient with rookie lawyers who don’t know what they’re doing too.
Only 69% of pro se Chapter 7 bankruptcy cases get discharged; 95% of those represented by attorneys do. Only 0.4% of pro se filers manage to get their Chapter 13 case discharged. If Chapter 13 is the right way to go it’s almost impossible to handle the case without an attorney.
See also: Steps to Take if Your Bankruptcy Case is Dismissed
Amount of Money Saved
Hiring a bankruptcy attorney and paying filing fees costs less than $2000 on average for a Chapter 7 filer and anywhere from $3400 to $3900 on average for a Chapter 13 filer. Meanwhile, the average household carries $137,063 in debt.
If your debt is around the average and you can’t get that debt discharged you will continue to owe $137,063.
If, with an attorney’s help, the debt is fully discharged you will owe $2000 or less.
Of course, if you file Chapter 13 you’ll still be paying down a portion of your debts. But let’s say you pay 75% of your debt before receiving your discharge. At that point you’ve paid $102,797 plus, as a worst case scenario, $3900 in legal and filing fees. You’ve still saved 23% of what you owe.
Thus, you save way more than you lose by hiring a bankruptcy attorney.
See also: How Much Does a Bankruptcy Cost?
Gaining Access to Additional Solutions
What if bankruptcy isn’t even your best solution? For example, what if you’re facing foreclosure and just need a solid foreclosure defense that doesn’t involve bankruptcy at all? There are even agencies that can help.
Wouldn’t it be nice to know that before committing to the bankruptcy process? When bankruptcy is the right solution it can be an incredible tool. But it has to be the right solution first.
As your bankruptcy attorneys we will help you look at all your options to make sure you’re choosing the right one.
Of course, bankruptcy itself can be a smart foreclosure defense, and there’s plenty you can do to improve your situation while you’re in bankruptcy. But you need guidance to take advantage of them.
Staying Out of Prison
Bankruptcy fraud is a crime, and unfortunately it’s all-too-easy to get accused of it if you don’t know what you’re doing. The law doesn’t care you were making mistakes in good faith. If you do something which can leave you open to criminal charges, you can go to jail.
And if you don’t have a good lawyer by your side, you certainly won’t be able to mount a defense which might encourage the judge to go easy on you.
Remember, bankruptcy fraud is a federal crime. Is saving a couple of thousand dollars really worth the risk?
See also: 7 Things You Should Avoid Before Filing a Bankruptcy in Pennsylvania
Ready for Your Free Consultation?
At Sadek Bankruptcy Law Offices we work hard to keep bankruptcy legal fees affordable. We offer a free consultation, and we offer payment plans.
Bankruptcy Lawyer in Bucks County, Pennsylvania
Our firm can also assist with handling tax debts including negotiating with the IRS, real estate law concerns, and business law fears.
The attorneys of Sadek Bankruptcy Law Offices serve the residents and businesses of Bucks County during their most difficult financial times. From our Levittown, Pennsylvania law office, we concentrate on providing debt resolution and related legal services for our clients. Our office provides a free initial consultation with a lawyer to all potential clients looking for information and options regarding debt reduction or elimination.
From our primary law office in Center City, Philadelphia, and our multiple branch offices, our law firm has helped 1,000s of Pennsylvanians resolve their debt issues and obtain their financial freedom. We look forward to putting our experience to work for you.
From our Bucks County location, we provide bankruptcy assistance to residents of the following areas:
- Trevose
- Bristol
- Langhorne
- Bensalem
- Yardley
- Levittown
- Warminster
- Churchville
- Eddington
- Feasterville
- Morrisville
- Fairless Hills
To schedule an initial consultation with one of our Bucks County Bankruptcy attorneys, you may contact our office at (215) 468-3328. Phone calls are answered 24 hours a day, 7 days a week.
Bankruptcies in Bucks County
The attorneys of Sadek Bankruptcy Law Offices are proud to state that we have more than 4,000 satisfied clients whom we have assisted with bankruptcy or provided other legal solutions. At Sadek Bankruptcy Law Offices we with special attention paid to client service. Regardless of the hour you call, a representative for the office is available to answer at any time of the day – 24/7.
Furthermore, when you work with us, we will handle all creditor calls, negotiate with your creditors, and take all requested steps to address your debt or other legal concerns. To name a few of the services our attorney can provide, our bankruptcy lawyers have protected clients’ homes from mortgage and tax foreclosure and eliminated credit card debts and medical bills.
At Sadek Bankruptcy Law Offices we believe that all individuals should have access to trusted representation. As recognized “Super Lawyers,” you can expect high-quality and strategic representation. To increase access to dependable legal representation, we offer free consultations, flat-fee engagements, and we can also arrange a payment plan.
Bankruptcies in Bucks County
The attorneys of Sadek Bankruptcy Law Offices are proud to state that we have more than 4,000 satisfied clients whom we have assisted with bankruptcy or provided other legal solutions. At Sadek Bankruptcy Law Offices we with special attention paid to client service. Regardless of the hour you call, a representative for the office is available to answer at any time of the day – 24/7.
Furthermore, when you work with us, we will handle all creditor calls, negotiate with your creditors, and take all requested steps to address your debt or other legal concerns. To name a few of the services our attorney can provide, our bankruptcy lawyers have protected clients’ homes from mortgage and tax foreclosure and eliminated credit card debts and medical bills.
At Sadek Bankruptcy Law Offices we believe that all individuals should have access to trusted representation. As recognized “Super Lawyers,” you can expect high-quality and strategic representation. To increase access to dependable legal representation, we offer free consultations, flat-fee engagements, and we can also arrange a payment plan.
Recently on our Bucks County Bankruptcy Blog
Work with Our Dedicated and Experienced Bankruptcy Lawyers
Sadek Bankruptcy Law Offices, LLC has a dedicated team of lawyers who help clients achieve the benefits of bankruptcy in Pennsylvania and New Jersey. Our lawyers have over 75 years of combined experience and have filed more than 5,000 successful bankruptcy cases.