Credit Card Accountability, Responsibility and Disclosure Act (“CARD”)
This post will serve as a follow-up to the August 21, 2009 post regarding new CARD laws. On February 22, 2010 the next wave of CARD laws go into effect. The new enactments focus on credit card laws and regulations to improve consumer awareness and financial management. The four (4) principal changes going into effect on […]
Bankruptcy and IRS Debt
IRS debt and bankruptcy
Mortgage Modification and Bankruptcy Legislation
Mortgage Modification in Bankruptcy
When Will You Be Debt FREE?
When will you be debt free?
Cars, do your research before you buy!
Buying research
Considering a Business Bankruptcy?
Bankruptcy and Business
Real Estate Short Sale Considerations
Short Sale and Philadelphia Bankruptcy
NEW LOAN AFTER BANKRUPTCY
It is possible to get a new loan after bankruptcy!
Got Debt? Bankruptcy may be your best option.
Complaints and facts about debt consolidation. Get bankruptcy relief in Philadelphia, PA.
New “CARD” Law Targets College Students
Credit Card Accountability Responsibility and Disclosure Act (“CARD”) of 2009 targets College Campuses. The new law, among other things, will limit how credit card companies market their products to anyone under the age of 21. Meaning, less free t-shirts, beach towels and easy credit on college move-in days. The purpose of the new CARD laws […]
How much is enough?
There is no minimum amount of debt required to file for bankruptcy protection in Philadelphia, PA or the surrounding areas. However, it should be noted that bankruptcy fees generally start at $1,000.00 not including bankruptcy court filing fees or case costs. Accordingly, if one has less than $5,000.00 total in unsecured, non-priority debt, such as […]