Bucks County Bankruptcy Lawyer
Top Bankruptcy Attorneys and Home Foreclosure Defense Attorneys.
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EVALUATION
At Sadek Bankruptcy Law Offices, we realize that every situation is different. Our debt relief lawyers will take the time to learn about your situation and your goals. Our objective is to explain your legal options and offer the best debt relief strategy for you in the most compassionate and friendly manner possible. Call 24/7 to schedule your meeting with a lawyer.
AVAILABLE
Our office understands the financial stress our clients endure. Therefore, in addition to reasonable legal fees, we offer a payment plan to all of our valued clients to make quality legal services most affordable.
AND NJ
In addition to our primary law office in Center City, Philadelphia, we also have law offices throughout the Greater Philadelphia, Pennsylvania Area and in New Jersey. Our branch offices have contributed to making us the #1 Bankruptcy Filer and debt relief firm in the Greater Philadelphia area. Our goal is to have a convenient location within 20 minutes of where our clients work or reside.
Bucks County Bankruptcy Attorney
Our Bucks County bankruptcy lawyer team provides skilled assistance to help individuals throughout Pennsylvania with repaying debts, bankruptcy, and foreclosure. Whether you need legal representation for Chapter 7, Chapter 13, stopping creditor harassment, mortgage arrears and foreclosure defense, repossession, or student loans, contact our experienced bankruptcy attorneys in Bucks County, PA. Exceptional representation from seasoned attorneys can drastically help you move towards a brighter financial future.
Our bankruptcy lawyers in Bucks County, PA, are available 24/7 and return phone calls in a timely manner. Schedule a free consultation with a licensed and experienced bankruptcy attorney in Southeastern Pennsylvania to discuss payment plans and how to start working on a fresh start.
To speak with a bankruptcy attorney in Bucks County, PA, contact us by calling 215-468-3328 or using our online form.
Bucks County, PA (Trevose)
5 Hilton Drive Suite 205,
Feasterville-Trevose, PA 19053-6932
United States (US)
Opening Hours
- Monday: Open 24 hours
- Tuesday: Open 24 hours
- Wednesday: Open 24 hours
- Thursday: Open 24 hours
- Friday: Open 24 hours
- Saturday: Open 24 hours
- Sunday: Open 24 hours
Schedule a Consultation Now with a Philadelphia Bankruptcy Attorney
Does my spouse or significant other have to be on the call?
Yes. If you live with your spouse or significant other or share finances in any way with another person, please have that person available so we can best answer all questions pertaining to your situation.
Who will I be meeting with?
You will be meeting with an experienced and trusted debt relief lawyer via phone who practices law in Pennsylvania and New Jersey.
How long is the consultation?
The initial consultation phone call is generally 15-20 minutes long.
How much do legal services cost and is there a payment plan?
You will be given a specific legal fee tailored to your situation at the end of the consultation. Please note, our deposit to hire Sadek Law Offices can be as low as $200.00 and we offer each client a payment plan to make legal services most affordable.
High Quality Legal Services From Bankruptcy Lawyers in Bucks County, PA
Bucks County Chapter 13 Bankruptcy Attorney
A Chapter 13 bankruptcy lawyer in Bucks County, PA, helps clients restructure their debts through payment plans. We assist in halting collection actions and foreclosures, negotiating repayments, and ensuring the plan meets legal requirements. Contact our law firm for a free consultation. Our bankruptcy attorneys in Bucks County will review your financial situation to determine the best option for you.
Bucks County Chapter 7 Bankruptcy Lawyer
Filing Chapter 7 bankruptcy allows for the immediate discharge of unsecured debts. This includes credit card debt, medical bills, personal unsecured loans, timeshares, tax liabilities, and more. Contact a Chapter 7 bankruptcy attorney in Bucks County for a free consultation. We’ll review your financial situation and determine the best strategy for your situation.
Trusted Bucks County Bankruptcy Protection - About Sadek Law Offices
Our bankruptcy and foreclosure law firm started in Center City, Philadelphia, in 2006. A single trusted Philadelphia bankruptcy attorney had a vision of clients receiving free consultations, honest legal opinions, and affordable payment plans, something rare in those days.
Those same principles are the backbone of Sadek Bankruptcy Law Offices, a now respected and well-established law firm serving Pennsylvania and New Jersey.
Our Philadelphia office is centrally positioned within three blocks of the Broad Street Subway, the Market-Frankford Line, and the PATCO High Speed Line. For the convenience of our clients who drive into Philadelphia, there is private parking next to our office suite.
Our bankruptcy attorneys in Bucks County, PA, have over 75 years of combined experience helping clients get a fresh start. Whether our clients’ issues are credit cards, personal loans, mortgage foreclosure, or tax foreclosure, we have the experience and knowledge to guide our clients towards efficient resolutions.
At Sadek Law Offices, we pride ourselves on being accessible, sympathetic, and zealous advocates for our clients. We understand that deciding to make the first phone call is difficult, and we want to ensure you know that you made the right choice!
Consumer Bankruptcy Law Firm In Bucks County, PA
Consumer bankruptcy laws are in place to protect consumers. Our Bucks County, PA, bankruptcy attorneys can help with the following, and more:
- Credit Card Debt
- Medical Bills
- Personal Loans
- Payday Loans
- Utility Arrears
- Past Due Rent
- Auto Loan Deficiencies
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Personal Bankruptcy Lawyer: Bucks County, PA, Bankruptcy and Foreclosure Assistance
How a Bucks County, PA, Bankruptcy Attorney Assists With Foreclosure Defense
Our Bucks County foreclosure lawyer team assists in the following legal areas, and more:
A mortgage modification during bankruptcy in Pennsylvania may be a viable option for foreclosure defense, particularly if other debts like credit cards or auto loans are current or minimal. Mortgage modifications allow homeowners to avoid mortgage foreclosure while addressing delinquent payments under Chapter 13 plans.
Pre-foreclosure forbearance allows homeowners to temporarily reduce or pause mortgage payments before mortgage foreclosure begins. In this foreclosure defense, lenders and servicers agree to adjust payment schedules. This gives borrowers time to stabilize their finances. This serves as a foreclosure defense and provides an opportunity to pursue long-term solutions.
Short sales allow homeowners to sell properties for less than the outstanding balance. This is often used when mortgage arrears make continuing payments unmanageable. Short sales provide an alternative to mortgage foreclosure, potentially minimizing credit damage.
How a Bucks County Debt Attorney Assists With Debt Settlement and Consolidation
Debt Settlement
Our bankruptcy attorneys in Bucks County, PA, have extensive experience with debt settlement in Pennsylvania. This is an option for repaying debts in which creditors agree to accept less than the full balance. It is typically used for unsecured debts. This can reduce the amount owed but can negatively affect credit and may involve tax consequences.
Debt Consolidation
Our Bucks County, PA, bankruptcy attorney team offers legal representation for debt consolidation in Pennsylvania. This practice area consolidates debts into one payment plan for all creditors to reduce the amount owed. It is typically used for unsecured debts. Our experienced bankruptcy attorneys are skilled at negotiating with creditors throughout Pennsylvania.
How a Bucks County Student Loan Attorney Can Help
Our Bucks County, PA, bankruptcy lawyers also provide legal assistance for student loan debt in Pennsylvania. This falls under three practice areas: Student Loan Settlement, Student Loan Rehabilitation, and Consolidation and Income Driven Payments (IDR).
How an IRS Lawyer in Bucks County Helps: Legal Representation in IRS Negotiations
Offer in Compromise (OIC)
Our Bucks County, PA, bankruptcy attorneys help taxpayers submit an offer in compromise, allowing them to settle outstanding tax liabilities for less than the total amount owed based on financial hardship or inability to pay.
IRS Installment Agreements
Our Bucks County, PA, bankruptcy attorney team also helps clients set up IRS installment agreements. Lawyers for IRS negotiation in Pennsylvania help create structured monthly payment plans to resolve tax liabilities over time while avoiding enforcement actions.
Bucks County Business Bankruptcy Lawyers
Our Bucks County business bankruptcy attorneys assist small businesses with debt relief, restructuring, and federal bankruptcy protections. We handle commercial litigation involving creditor disputes and contract issues, and we guide business owners through the legal process of filing for Chapter 7 or Chapter 13 (sole proprietors). Our Bucks County, PA, bankruptcy attorneys help small businesses protect assets, manage liabilities, and pursue reorganization strategies to stabilize operations and preserve business continuity.
Skilled Bankruptcy Counsel in Bucks County, PA, for Small Businesses
We are skilled in navigating bankruptcy cases for small businesses involving the following, and more:
- Chapter 7
- Chapter 13
- Business Debt Reorganization
- Business Asset Liquidation
- Automatic Stay Protection
- Commercial Lease Rejection Or Assumption
- Personal Guarantees And Owner Liability
- Creditor Claims And Priority
Hiring a Bucks County Bankruptcy Lawyer vs. Going Pro Se
We understand the desire to tighten your fist in the midst of financial struggles. However, working with a law firm is crucial when filing for bankruptcy in Pennsylvania. Here’s why.
Hiring a Bankruptcy Lawyer in Bucks County, PA, Increases The Likelihood of Success
Courts hold pro se filers to the same standards as Pennsylvania bar association professionals. Our trusted Philadelphia bankruptcy attorneys have decades of experience practicing law and understand the nuances of these laws. Our judges have full dockets and do not care whether or not filers have passed bar exams or attended any type of school before they file.
Statistics for pro se vs hiring lawyers for bankruptcy cases that are discharged include:
- Chapter 7: less than half of pro se, and 94-98% with counsel.
- Chapter 13: 2-4% of pro se filings, and 55% with counsel.
See also: Steps to Take if Your Bankruptcy Case is Dismissed
Hiring a Bankruptcy Attorney Avoids Committing Bankruptcy Fraud
Bankruptcy fraud is a federal crime. Making purchases or participating in things you are legally prohibited from doing before filing bankruptcy in Pennsylvania, even if unintentional, can lead to criminal charges.
Good-faith errors do not protect you if your actions appear fraudulent, and mounting an effective defense can be difficult. Saving a few thousand dollars is not worth the risk of jail time.
PA Bankruptcy Lawyers Provide Additional Alternatives to Filing Bankruptcy in Bucks County, PA
Our legal team offers representation for bankruptcy and foreclosure defense throughout Pennsylvania. We also help clients find bankruptcy alternatives in Pennsylvania, including the following and more:
- Debt Settlement and Consolidation
- Negotiating Directly With Various Types of Creditors
- Debt Management Plans
- Negotiating Reduced Payment Plans
- Deferment and Forbearance Agreements
- Loan Refinancing
- Selling Nonessential Assets to Pay Creditors
- Budgeting and Expense Reduction Strategies
Hiring a Bankruptcy Attorney in Bucks County, PA, Often Saves Money In The Long Run
Hiring a bankruptcy attorney in Bucks County includes paying filing and legal fees. On average, this costs less than $2,000 for Chapter 7 and anywhere from $3400 to $3900 on average for Chapter 13.
By contrast, filing pro se may only cost the filing fee and nominal counseling fees, but self‑represented cases are significantly more likely to be dismissed or face errors that can lead to increased personal or commercial litigation costs, creditor judgments, garnishments, and additional interest that would otherwise be discharged.
So, how much does bankruptcy cost in Pennsylvania, in practice?
Hiring a bankruptcy attorney in Bucks County, PA, can save significant money compared with the ongoing cost of unsecured debt. For example, a debtor who owes $25,000 at an average 22% APR pays about $5,500/year in interest alone.
In contrast, filing Chapter 7 bankruptcy with a Bucks County, PA, bankruptcy attorney typically costs between $1,500 and $3,000, including filing fees. Legal counsel from the Pennsylvania bar association ensures the legal process is handled correctly. This stops future interests and penalties, effectively saving tens of thousands of dollars.
Ready for Your Free Consultation?
At Sadek Bankruptcy Law Offices we work hard to keep bankruptcy legal fees affordable. We offer a free consultation, and we offer payment plans.
Bankruptcy Lawyer in Bucks County, Pennsylvania
Our Bucks County, PA, bankruptcy attorney team serves residents and business owners of Pennsylvania and several New Jersey regions. We’re available to answer phone calls 24/7 and offer dedicated legal assistance for a range of related practice areas. We have law offices conveniently located throughout the following Philadelphia areas:
- Center City, Philadelphia,
- Bucks County, serving northeast Philadelphia,
- Delaware County, serving the southwestern Philadelphia areas,
- Montgomery County, serving the north and northwestern Philadelphia areas.
Our Bucks County, PA, bankruptcy lawyer team helps residents of the following areas:
- Bensalem bankruptcy
- Bristol bankruptcy
- Churchville bankruptcy
- Croydon bankruptcy
- Doylestown bankruptcy
- Eddington bankruptcy
- Fairless Hills bankruptcy
- Feasterville bankruptcy
- Langhorne bankruptcy
- Levittown bankruptcy
- Morrisville bankruptcy
- Penndel bankruptcy
- New Hope bankruptcy
- Newtown bankruptcy
- Perkasie bankruptcy
- Quakertown bankruptcy
- Southampton bankruptcy
- Trevose bankruptcy
- Warminster bankruptcy
- Yardley bankruptcy
To schedule a free consultation with a Bucks County bankruptcy attorney, call 215-468-3328.
Contact a Bankruptcy Attorney Bucks County Residents Trust For a Free Bankruptcy Consultation
Our seasoned attorneys have helped over 4,000 satisfied clients across Pennsylvania and New Jersey gain a fresh start. What sets our Bucks County bankruptcy services apart is our special attention to client service. A representative is available for phone calls 24/7.
When you hire one of our Bucks County, PA, bankruptcy lawyers, we handle all creditor calls, negotiations, and ensure all requested steps are taken to address legal concerns.
As recognized “Super Lawyers” in Pennsylvania, you can expect high-quality and strategic legal representation for a range of practice areas. We offer free consultations, flat-fee engagements, and we can also arrange a payment plan. A fresh start begins with just one free phone call: (215) 468-3328.
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Work with Our Dedicated and Experienced Bankruptcy Lawyers
Sadek Bankruptcy Law Offices, LLC has a dedicated team of lawyers who help clients achieve the benefits of bankruptcy in Pennsylvania and New Jersey. Our lawyers have over 75 years of combined experience and have filed more than 5,000 successful bankruptcy cases.